Business owners

Taking care of life’s big decisions

As a small business owner, you’ve got a lot on your mind and your personal finances often don’t get a look in at the end of a busy week. You need someone to take control and delve into strategies that will ensure that you, your family and your business are in a good position.

We’ll help you with…

Drawing an income


Your main focus is on running a successful business; however, you also need to pay yourself. But how do you do this tax-efficiently from a limited company?

Thinking ahead


As a business owner, you’ve got a lot of responsibility on your shoulders. You need time to think outside the business and consider your next steps.

Planning your retirement


It keeps you up at night wondering how and when you’ll be able to retire, and you want to ensure your business is secure before making any decisions.

Protecting your family


It’s not just about protecting your business and employees; you also want to know that your family is secure through the ups and downs.

Our services

Tax planning

We’ll help to reduce your tax burden so you can retain as much profit as you can. You’ll be on the right path to reaching your goals. We’ll put in place effective strategies to help maximise tax efficiency and ensure you’re making the most of any relief opportunities.

Protection

We’re here to offer financial advice when you need it most and ensure your business is protected in case of any unexpected events. We provide life cover, critical illness cover, income protection cover and family income benefit and make our recommendation based on a fair and personal analysis of the market.

Savings & investments

From ISAs to national savings products, we’ve got the toolkit behind us to advise you on where best to place your money. After identifying your objectives and attitude to risk, we’ll consider products from several, but not all, product providers.

Pensions

Our advice spans various pension products so whatever stage you’re at in life, we can tailor our advice to suit your unique needs. We’ll help you make the most of your pension contributions and always keep you updated on any changes to regulation requirements.

Your journey

We’re a small and personable team, and this shines through in the service we deliver to our clients. We follow a five-step process which has your goals at the centre of all the work to do. We’ll do everything to ensure you reach them.

Find out more

What our clients say

"I decided I needed some financial advice on my investments, I was recommended Jon by my son whom had had dealings with him. Jon’s advice was to consolidate my investments in one place which would be easier to control. I had held these investments since about 1998. This proved to be the right call. This was of great benefit as we needed to help my youngest daughter purchase her first house. Jon’s advice and help made this possible, and I am very grateful to him."

David Gutcher

Client since: 2020
"We needed legal advice as we had funds to invest and asked our bank for a recommendation. The bank manager recommended Anderson Financial Ltd and introduced us to Joe. Joe presented us with various options and the risks involved. Personally I was most impressed because Joe explained everything very clearly. He regularly kept us updated with how our investments were doing and recommended other options when necessary. We have always felt very safe and relied entirely on the company. We have recommended Anderson Financial to some of our friends who are equally happy after many years. We have been a customer for nearly 20 years!"

Kirsti Harewood

Client since: 2003
"I initially approached Jon Mulshaw at Anderson Financial for ways to reduce Inheritance Tax. Following on from his advice and valuation for death duties, I was introduced to one of Anderson's contacts specialising in equity release. I have subsequentially raised money to help my three children by taking out a Lifetime Mortgage on my property. Jon also gave me a lot of help writing a life policy into trust and investing in a tax efficient ISA. All of which should reduce the amount my family will have to pay in tax, whilst also giving them an immediate benefit."

Mr Watson, Teddington

Client since: 2021
"In 2011 I was introduced to Joe Anderson by my brother who had known him for many years. I had sold my house and had some capital to invest in order to increase my income. Since then my capital has maintained its value to within a few thousand pounds despite a considerable sum being taken out each year. Joe’s integrity, reliability and expertise have given me complete confidence in his judgement."

Linda Bywaters – Reigate, Surrey

Client since: 2013
"I was introduced to Joe Anderson in 2020 and was greatly in need of expert financial advice due to a complex situation with my investments. Since then Joe has proved invaluable in spotting unforeseen opportunities and has increased my tax-free income by a substantial amount. Ably supported by Jon Mulshaw, Joe has demonstrated a high level of integrity and competence. As his client I have appreciated his personal approach and understanding of my financial situation and he enjoys my full confidence."

Reginald Haley – Bletchingley, Surrey

Client since: 2020
"I've been with Anderson Financial Ltd for the past seven or eight years, but I wish I'd run across them many years before that. Dealing with Joe and Jon has been a revelation, not just because they've greatly improved my potential retirement income but because it's extremely reassuring to talk directly to proven experts with the patience to keep you in the loop. I'm with them for life."

Steve Cropley

Client since: 2014
"Jon and Joe are both high trust individuals with the attention to detail you would hope for in your financial advisors. They have been managing our pensions for years and spent ages getting to the bottom of my mother’s convoluted investments and trusts, simplifying their management while improving her IHT position. We have referred them to colleagues and employees and would do so again. Jon recently took the time to visit my mother and walked us through a new HMRC reporting requirement that I wasn’t aware of and showed us what we needed to do for trusts they aren’t managing. They have repeatedly gone above and beyond what was expected, their customer service is excellent. I would thoroughly recommend them."

Brian S, Battersea

Client since: 2016

Let's talk

We’d love to hear from you and answer any questions you may have about our services and how we can help you.