Delivering the results you want
Having worked hard since your twenties, retirement has been welcomed with open arms. With that excitement, comes worry about your financial future. You’ve got goals to achieve, however, there’s always a voice in the back of your mind telling you to slow down due to fear of running out of money.
We’ll help you with…
Ensuring you have enough
It’s the question on everyone’s lips. All you need is for that one professional to give you the confidence to live a comfortable retirement.
As we get older, our circumstances can change quickly. Creating a safety net will reassure you that everyone is looked after.
Passing on wealth
If you have children and grandchildren to support financially, you’re not sure how much you can afford to pass on to your loved ones. And there’s Inheritance Tax to take care of too.
Living your best life
You have goals and ambitions to achieve, but you’re holding back. What if we were to say that you could start ticking them off your list?
Inheritance Tax planning
Our team will help you manage any Inheritance Tax liabilities so that more of your money ends up with loved ones. We’ll also establish any gifting strategies so your loved ones can benefit from a regular income that’s tax-efficient.
By reviewing your current investments, we can keep you on the right track and provide you with a stable income during retirement. After identifying your objectives and attitude to risk, we’ll consider products from several, but not all, product providers.
We’ll identify your personal and financial goals, then create a tax-efficient plan to ensure you have the income needed to achieve them. Whether you’ve just begun retirement or years into it, there’s no time like the present to make a plan.
Our advice spans various pension products so whatever stage you’re at in life, we can tailor our advice to suit your unique needs. We’ll provide advice on any tax-efficient benefits available and review your current arrangements as you move through retirement.
We’re a small and personable team, and this shines through in the service we deliver to our clients. We follow a five-step process which has your goals at the centre of all the work to do. We’ll do everything to ensure you reach them.