At retirement

Delivering the results you want

Having worked hard since your twenties, retirement has been welcomed with open arms. With that excitement, comes worry about your financial future. You’ve got goals to achieve, however, there’s always a voice in the back of your mind telling you to slow down due to fear of running out of money.

We’ll help you with…

Ensuring you have enough


It’s the question on everyone’s lips. All you need is for that one professional to give you the confidence to live a comfortable retirement.

Later-life planning


As we get older, our circumstances can change quickly. Creating a safety net will reassure you that everyone is looked after.

Passing on wealth


If you have children and grandchildren to support financially, you’re not sure how much you can afford to pass on to your loved ones. And there’s Inheritance Tax to take care of too.

Living your best life


You have goals and ambitions to achieve, but you’re holding back. What if we were to say that you could start ticking them off your list?

Our services

Inheritance Tax planning

Our team will help you manage any Inheritance Tax liabilities so that more of your money ends up with loved ones. We’ll also establish any gifting strategies so your loved ones can benefit from a regular income that’s tax-efficient.

Investments

By reviewing your current investments, we can keep you on the right track and provide you with a stable income during retirement. After identifying your objectives and attitude to risk, we’ll consider products from several, but not all, product providers.

Retirement planning

We’ll identify your personal and financial goals, then create a tax-efficient plan to ensure you have the income needed to achieve them. Whether you’ve just begun retirement or years into it, there’s no time like the present to make a plan.

Pensions

Our advice spans various pension products so whatever stage you’re at in life, we can tailor our advice to suit your unique needs. We’ll provide advice on any tax-efficient benefits available and review your current arrangements as you move through retirement.

Your journey

We’re a small and personable team, and this shines through in the service we deliver to our clients. We follow a five-step process which has your goals at the centre of all the work to do. We’ll do everything to ensure you reach them.

Find out more

What our clients say

"I decided I needed some financial advice on my investments, I was recommended Jon by my son whom had had dealings with him. Jon’s advice was to consolidate my investments in one place which would be easier to control. I had held these investments since about 1998. This proved to be the right call. This was of great benefit as we needed to help my youngest daughter purchase her first house. Jon’s advice and help made this possible, and I am very grateful to him."

David Gutcher

Client since: 2020
"We needed legal advice as we had funds to invest and asked our bank for a recommendation. The bank manager recommended Anderson Financial Ltd and introduced us to Joe. Joe presented us with various options and the risks involved. Personally I was most impressed because Joe explained everything very clearly. He regularly kept us updated with how our investments were doing and recommended other options when necessary. We have always felt very safe and relied entirely on the company. We have recommended Anderson Financial to some of our friends who are equally happy after many years. We have been a customer for nearly 20 years!"

Kirsti Harewood

Client since: 2003
"I initially approached Jon Mulshaw at Anderson Financial for ways to reduce Inheritance Tax. Following on from his advice and valuation for death duties, I was introduced to one of Anderson's contacts specialising in equity release. I have subsequentially raised money to help my three children by taking out a Lifetime Mortgage on my property. Jon also gave me a lot of help writing a life policy into trust and investing in a tax efficient ISA. All of which should reduce the amount my family will have to pay in tax, whilst also giving them an immediate benefit."

Mr Watson, Teddington

Client since: 2021
"In 2011 I was introduced to Joe Anderson by my brother who had known him for many years. I had sold my house and had some capital to invest in order to increase my income. Since then my capital has maintained its value to within a few thousand pounds despite a considerable sum being taken out each year. Joe’s integrity, reliability and expertise have given me complete confidence in his judgement."

Linda Bywaters – Reigate, Surrey

Client since: 2013
"I was introduced to Joe Anderson in 2020 and was greatly in need of expert financial advice due to a complex situation with my investments. Since then Joe has proved invaluable in spotting unforeseen opportunities and has increased my tax-free income by a substantial amount. Ably supported by Jon Mulshaw, Joe has demonstrated a high level of integrity and competence. As his client I have appreciated his personal approach and understanding of my financial situation and he enjoys my full confidence."

Reginald Haley – Bletchingley, Surrey

Client since: 2020
"I've been with Anderson Financial Ltd for the past seven or eight years, but I wish I'd run across them many years before that. Dealing with Joe and Jon has been a revelation, not just because they've greatly improved my potential retirement income but because it's extremely reassuring to talk directly to proven experts with the patience to keep you in the loop. I'm with them for life."

Steve Cropley

Client since: 2014
"Jon and Joe are both high trust individuals with the attention to detail you would hope for in your financial advisors. They have been managing our pensions for years and spent ages getting to the bottom of my mother’s convoluted investments and trusts, simplifying their management while improving her IHT position. We have referred them to colleagues and employees and would do so again. Jon recently took the time to visit my mother and walked us through a new HMRC reporting requirement that I wasn’t aware of and showed us what we needed to do for trusts they aren’t managing. They have repeatedly gone above and beyond what was expected, their customer service is excellent. I would thoroughly recommend them."

Brian S, Battersea

Client since: 2016

Let's talk

We’d love to hear from you and answer any questions you may have about our services and how we can help you.